When is the right time to buy Gold?

Dec 27, 2010, Historically Gold is considered as international currency and safe heaven as it will not loose its value like currency. From investment perspective, when people are panic over greenback or euro or rupees, then they will switch to Gold. Majority of portfolio managers will have gold as one of their position as it helps them for liquidity when they are in margin calls.

Excellent Gold buying opportunities will not lost more than a couple of weeks, perhaps days. If we miss it, then we may have to wait for years, even sometimes decades

Please visit http://www.softwareandfinance.com and click on the topic "When is the right time to buy Gold" under Stocks / Gold posting to read the entire article.

India - Nifty to be highly volatile and then bear market to begin

Dec 14, 2010, Nifty Closed today at 5944.10 down by 6.2% from its recent annual high of 6338.50.

Indian Stock Market is getting more attention worldwide and increased fund flow from foreign investors and hedge funds. This shows that Nifty is in the topping process and stock prices to be highly volatile.

As many investors and foreign hedge funds are eagar to put money into indian market, they are waiting for a pullback. On Each Pull back, we can expect new money to get into Indian Market and it will cause a huge volatility in the next 3-4 months.

Once Indian market becomes out of favour, .....

Please visit http://www.softwareandfinance.com and click on the topic "India - Nifty to be highly volatile and then bear market to begin" under Stocks posting to read the entire article.

A Safe Play - Buying US Treasuries with protective put option

December 14, 2010, As of today Dow Jones Index (DJIA) set a new Annual High of 11514.08 and closed at 11476.54. With many analysts and main stream media projecting stock market bull view into 2011 as bond yield sours in the recent weeks, it is a very good time to long US treasuries. To limit the downside risk to meet the extreme conditions, have protective put option.

Buying Long Dated US Treasuries (TLT) along with protective put option is a very good investment for conservative investors. This is the price as of close of Dec 14, 2010 excluding commissions.

TLT 100 Shares: US$ 9214.00
TLT1118R80-US 2 Contracts: 244.00 (Protective Put Option to limit downside risk)

TLT1118R80-US symbol information.....

Please visit http://www.softwareandfinance.com and click on the topic "A Safe Play - Buying US Treasuries with protective put option" under Stocks posting to read the entire article.

Trade Silver Option Strip

I could see an excellent option trade on Silver betting that it will go down more than going up. Creating an option strip would benefit a lot in this situation.

Buy SLV Call (SLV1122A27) - 1 contract
Buy SLV Put (SLV1122M27) - 2 contracts

Creating one strip would cost 466.00 US$+ commission as of.....

Please visit http://www.softwareandfinance.com and click on the topic "Trade Silver Option Strip" under most recent posting to read the entire article.

Market Correction Continues...

I have written an artcile on "Market Correction Continues...".

Nov 15, 2010, CBOE Volatility Index closed today at 20.20 and this low level of reading indicates that no fear in the market. With reference Market Reaction After Mid-Term Election, Fed Meeting, VIX is almost flat. It also provides a nice opportunity to increase the short positions on stocks and commdoties....

Please visit http://www.softwareandfinance.com and click on the topic "Market Correction Continues..." under most recent posting to read the entire article.

Market reaction after Mid-Term Election and Fed Minutes

I have written an artcile on "Market reaction after Mid-Term Election and Fed Minutes".

Nov 3, 2010, CBOE Volatility Index closed today at 19.64 and this low level of reading indicates that no fear in the market. With reference my earlier post - Good Bargains on Oct 22, 2010, VIX is almost flat. It also provides a nice opportunity to increase the short positions on stocks and commdoties.
Today after the Fed minutues at 2:15 PM EDT, Treasuries had a good sell off. TLT plunged from its intraday high of 102.27 to bottomed at 98.43 before it....


Please visit http://www.softwareandfinance.com and click on the topic "Market reaction after Mid-Term Election and Fed Minutes" under most recent posting to read the entire article.

Sell Indian Rupees to Buy US Dollars because of deflation rather inflation

I have written an artcile on "Sell Indian Rupees to Buy US Dollars because of deflation rather inflation".

Due to the expectation of increasing inflation in US, people are dumping the dollars and move on to other currencies. As of now, do we have inflation so far in the past two years? No. USA has only deflation in the last two years. From August 2008 to August 2010, the inflation rate is Negative (!) -0.35%, that represents only deflation. Thats why.....

Please visit http://www.softwareandfinance.com and click on the topic "Sell Indian Rupees to Buy US Dollars" under most recent posting to read the entire article. Alternatively you can click the "Savings" Tab from the home page.

UUP (PowerShares DB US Dollar Index Bullish) is a buy

Hi All,

I have written an artcile on "UUP (PowerShares DB US Dollar Index Bullish) is a buy".

Sep 29, 2010, UUP (PowerShares DB US Dollar Index Bullish) ETF closed today at 22.84 and the price looks attractive to buy as there is too much of pessimism towards US$and the greenback is set to rally significantly from oversold condition. This is not a volatile stock as it may not have any wild swing and good play for conservative investors.

Due to the expectation of increasing inflation in US, people are dumping the dollars.....

Please visit http://www.softwareandfinance.com and click on the topic "UUP (PowerShares DB US Dollar Index Bullish) is a buy" under most recent posting to read the entire article.

Nifty to Make Double Top and Market Correction To Begin?

Hi All,

I have written an artcile on "Nifty to Make Double Top and Market Correction To Begin?"

Sep 19, 2010, Indian Stock Market is getting more attention worldwide on increased GDP forecast and increased fund flow from foreign investors and hedge funds. This shows that Nifty is approaching a near term top in the coming weeks and stocks are more vulnerable for a sharp pullback.

Nify closed on 17 Sep, 2010 at 5890.70. When Nifty crosses the psychological level of 6000 and also the double top, many smart investors will exit....


Please visit http://www.softwareandfinance.com and click on the topic "Nifty to Make Double Top and Market Correction To Begin?" under most recent posting to read the entire article.

Stock Market Correction is Imminent

Hi All,

I have written an artcile on "Stock Market Correction is Imminent"

Sep 19, 2010, CBOE - Volatility Index (VIX) closed at 22.81 and S&P 500 index 1125.59 on Friday Sep 17, 2010. This low level of fear gauge giving as a sell signal and to go long on bear ETFs.

From Aug 26, 2010, Dow Jones was up on 12 sessions out of 15 sessions. NYSE Volume is still at low levels about 30% below so far in the month of september. For example, if we take Bank of America (NYSE:BAC), the 10 days average volume is at 132 million shares which is about 1.31% of total shares issued. It shows that that only less than 2% of shares in the trading activity which may most likely to come from speculators rather than investors.

Once the panic begins,.....

Please visit http://www.softwareandfinance.com and click on the topic "Stock Market Correction is Imminent" under most recent posting to read the entire article.

Gold Fever Needs Treatment...!

Hi All,

I have written an artcile on "Gold Fever Needs Treatment...!"

Sep 19, 2010 - Gold reached its all time high of US$1275.6 on 17 Sep 2010. There will not be any surprise of resetting this all time high in the next coming weeks. However based of curreny deflationary pressure and increasing US $value among other currencies, this gold fever needs immediate treatment, perhaps will start in a couple of weeks and definitely not months......

Please visit http://www.softwareandfinance.com and click on the topic "Gold Fever Needs Treatment...!" under most recent posting to read the entire article.

FAZ is a buy again

Hi All,

I have written an artcile on "FAZ is a buy again".

Direxion Daily Financial Bear 3X ETF (FAZ) closed at 13.63 on Sep 10, 2010. FAZ is good to start buying from this level due to .....

Please visit http://www.softwareandfinance.com and click on the topic "FAZ is a buy again" under most recent posting to read the entire article.

TBT is a buy

Hi All,

Aug 19, 2010, TLT - iShares Barclays 20+ Yr Treas.Bond closed today at 106.16 up by more than 5% in the last 5 trading session. I think market is over reacting and buying more long dated Treasuries. But we are no where near a bubble.

However due to the recent surge in long dated Treasuries, the bear fund on long dated Treasuries are becoming very attractive.

TBT closed today at 31.62 and TMV closed today at 34.40. Both are OK to start buying. Even it may go lower as equity correction is not yet complete, it is good to start accumulating shares of TBT or TMV.

Please visit http://www.softwareandfinance.com and click on the topic "TBT is a buy" under most recent posting to read the entire article.

FAZ to hold / sell

Hi All,


TLT - iShares Barclays 20+ Yr Treas.Bond closed today at 106.16 up by more than 5% in the last 5 trading session.

Refer to my earlier article "FAZ is a buy" posted on August 5, 2010. FAZ closed at 13.28 on August 5, 2010. Today FAZ closed at 15.89 which is up by close to 20% (19.65).

Please visit http://www.softwareandfinance.com and click on the topic "FAZ to Hold/Sell" under most recent posting to read the entire article.

FAZ is a buy

Hi All,

I have written an artcile on "FAZ is a buy". Aug 5, 2010, CBOE - Volatility Index (VIX) closed today at 22.10. This low level of fear gauge giving as a sell signal and to go long on bear ETFs.

Direxion Daily Financial Bear 3X ETF (FAZ) closed today at 13.28. FAZ is good to start buying from this level due to .....

Please visit http://www.softwareandfinance.com and click on the topic "FAZ is a buy" under most recent posting to read the entire article.

More ETFs needed in India

Hi All,

I have written an article on "More ETFs needed in India".

In January 2002, NSE launched trading of Exchange Traded Funds (ETFs). There are ETFs such as iPath MSCI India ETN (INP), WisdomTree India Earnings Fund (EPI), PowerShares India Portfolio (PIN) are tracking Indian Stock Marker for foreign investors. Only Benchmark Mutual Fund offers a couple of ETFs traded in NSE. Surprisingly there were not much ETFs introduced for trading in NSE in the last couple of years. I expect to see more demand from retail investors in India for ETFs.


Please visit http://www.softwareandfinance.com and click on Asia -> India to read the entire article.

Medical Insurance - COBRA

Hi All,

I have written an article on COBRA coverage on medical insurance.

In United States, medical insurances are sponsored mostly by employers as a group. Employers will pay 50% of the insurance cost for full time employees and employees need to spend the rest. If you spend $500 per month for medical insurance, then employer will sponsor another $500 towards your medical insurance. If you are a consultant, your employer may not cover any portion and you need to spend 100% of medical insurance cost, even if you participate in employer sponsored group plan. That's how the system works.


Please visit http://www.softwareandfinance.com and click on Savings to read the entire article.

Understanding Gas Prices

Hi All,

I have written an artcile on "Understanding Gas Prices".

As the gas prices are traded in the future market in the exchanges, we may think that the gas price per gallon might be consistent across all the states in USA. Nevertheless the opposite is true. If you live in Alaska, Georgia, Wyoming, New Jersey, S. Carolina, Oklahoma, Missouri, Mississippi, New Mexico, Arizona, Virginia, New Hampshire, you can be happy that you will be paying less gas price per gallon compared to the people living in other states. If you live California, New York, Hawaii, Connecticut, Illinois, Washington, Michigan, then you will be paying more for gas prices at the gas station.


Please visit http://www.softwareandfinance.com and click on Savings to read the entire article.

Next Buying Opportunity for Stocks

Hi All,

I have written an artcile on "Next Buying Opportunity for Stocks". Next buying opportunity is when CBOE - Volatility Index (VIX) stays above 35, spike to 40 and S&P 500 goes down by 20% from its annual high.

Please visit http://www.softwareandfinance.com and click on Stocks to read the entire article.

Technology Jobs booming in Asian Countries

Hi All,

I have written an artcile on Technology Jobs booming in Asian Countries. Please visit http://www.softwareandfinance.com and click on Asia to read the entire article.

Alternatively you can click on Asia and select one of six countries given. Refer to the following sub domains...!

http://singapore.softwareandfinance.com

http://malaysia.softwareandfinance.com

http://china.softwareandfinance.com

http://thailand.softwareandfinance.com

http://philippines.softwareandfinance.com

http://india.softwareandfinance.com

Next Buying Opportunity for Stocks

I have written an article on "Next Buying Opportunity for Stocks". Please visit http://www.softwareandfinance.com and click on Next Buying Opportunity for Stocks under my recent postings on Stock Trading section.

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Gold is not yet safe to buy!

I have written an article on gold "Gold is not yet safe to buy!". Gold is just 4.5% below its recent peak and it can go down further.


Click here to read the entire article

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Migrating Back To India

I have come up with an article on "Migrating Back To India". NRIs in USA started thinking about migrating back to India due to couple of reasons including Job, Eduction, Immigration Status, Health Insurance, etc.

Click here to read the entire article

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Exchange Traded Funds(ETFs) in NSE India

I have come up with an article on "Exchange Traded Funds(ETFs) in NSE India". I have briefly discussed the following ETFs traded in NSE.

BankBeES tracks the performance of CNX Bank Index.
NiftyBeES tracks the performance of S&P CNX Nifty Index
LIQUIDBeES - short-term government securities and money market funds with short maturities. No big returns with this fund, but provides safety.
GoldBeES - Corresponds to the domestic price of the gold.

Click here to read the entire article

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Estimate your 2010 Federal Income Taxes

I have come up with an article on "Estimate your 2010 Federal Income Taxes". It also includes a downloadable calculator for your desktop. Click the following link to see how much you are paying for Federal Taxes on each bracket.

Click here to read the entire article

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C++ Basics and Advanced Concepts

Basics

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Struct, Class, Struct and Union, Constructor, Destructor, Copy Constructor, Assignment Operator, Operator Overloading, Pre/Post Increment, Inheritance,Multiple Inheritance, Virtual Functions, Abstract Class, Abstraction,Polymorphism, Data Hiding, Encapsulation

Advanced

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3-D Dynamic Arrays, Double / Triple Pointers, Pointer vs Reference, Function Pointers, Function Templates, Class Templates, Singleton Class,Exceptions & Stack Unwinding, Shallow & Deep Copy, Casting Styles, static_cast, dynamic_cast, reinterpret_cast, const_cast, Mutable, Pragma Pack, Comma Operator

visit at http://cpp.softwareandfinance.com

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Taking advantage of Child Tax Credit

Do you know that 2010 may be (!) the last time you get $1000 as child tax credit? You can make yourself qualified if you plan it ahead of time. Click the following link to read the entire article.

Click here to read the entire article

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Leveraged Exchange Traded Funds (ETFs)

The Exchange Traded Funds (ETFs) are very good investments rather than a single stock as it contains many stocks in small proportions usually in the same sector. We can trade during market hours unlike mutual funds. However there are some ETFs with so much of leverages; We need to be very careful while playing with those funds.

Click here to read the entire article

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Emergency Cash Needed?

If you need huge money, lets say 6 months or one year of your gross salary, as an emergency, then consider other options rather than depending on credit cards. Click here to read the entire article

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Saving Money with Credit Cards

Credit card became most popular in today's world. Banks of doing excellent job in offering credit cards to the customers and monitoring them. But form a customer point of view, are we using the credit cards effectively? Lets read this entire article completely to know more details.

Click here to read the entire article

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Free Implied Options Volatility Calculator

Are you trading stocks or options? Are you interested in knowing the future volatility of a stock? Download our free implied Options Volatility Calculator and give the following inputs.

1. Call or Put Option
2. Option Price
3. Stock Price
4. Strike Price
5. Risk Free Rate
6. Time to maturity in days.


Click here to download Free Implied Options Volatility Calculator

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Calculating Implied Option Volatility in C++

Implied volatility of a stock is the future volatility and is calculated using the derivatives of the underlying stock. The factors used in calculating implied volatility are given below:

1.Risk Free Rate
2.strike price
3.Spot price
4.time to maturity
5.option's price.
6.option type - call / put

Given the stock historical volatility, finding the option price is easier using black–scholes formula. To know more Black–Scholes Formula, click here.
But finding the volatility using this formula is a bit difficult, to read the complete article click the following link.

Click here to read the entire article

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Free Option Price Calculator

Are you trading options? Are you sure you are paying the correct price? Check it with free option price calculator that uses Black-Scholes formula.


Click here to read the entire article

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Home Price Valuation Based on Inflation

I have come up with an article on Home Price Valuation Based on Inflation. It discusses the relationship between increasing home prices and US dollar inflation rate.


Click here to read the entire article

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Calculating Historical Volatility in C++

I have come up with an article on calculating the historical volatility of a stock using C++ program.


Click here to read the entire article

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Retirement Accounts - 401K and IRA

I have come up with an article on Retirement Accounts - 401K and IRA. Navigate through the following links to read more.


Click here to read the entire article

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Gold prices ready to go down?

Gold prices rallied from year to date (04 Jan - 14 May 2010) by 9.79% in USD, 6.83% in INR, 22.39% in GBP and 27.82% in EUR.

Is this is the right time to buy Gold?
Click here to read the entire article

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Exchange Traded Funds with short term futures

I have written an article about Exchange Traded Funds (ETFs) with short term futures and its risk. This article explains about UNG, a fund of natural gas near month futures contract price.

Click here to read the entire article

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Dow Jones Industrial Average - 1000 point intraday swing

On May 06, 2010, Dow Jones Industrial Average had 1000 point intraday swing.

Click here to read this article

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