Hi All,
I have written an article on COBRA coverage on medical insurance.
In United States, medical insurances are sponsored mostly by employers as a group. Employers will pay 50% of the insurance cost for full time employees and employees need to spend the rest. If you spend $500 per month for medical insurance, then employer will sponsor another $500 towards your medical insurance. If you are a consultant, your employer may not cover any portion and you need to spend 100% of medical insurance cost, even if you participate in employer sponsored group plan. That's how the system works.
Please visit http://www.softwareandfinance.com and click on Savings to read the entire article.
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